Tips on Saving Money with Two Wheels

Tips on Saving Money with Two Wheels Tips on Saving Money with Two Wheels Tips on Saving Money with Two WheelsBiking instead of driving comes with both pros and cons, but it’s hard to argue with the overall cost savings.Millennials are embracing multimodal transportation â€" that is, transportation that involves different ways of getting around. They are willing to bike, take the bus, and use other types of public transport or some combination.The reasons are debatable, but one could argue the cost of commuting by car is one of the reasons. Annual car insurance premiums are more than $2,000 in some states and some people are struggling to afford it â€" not to mention the gas.The environment and hope of fighting street congestion are other reasons. Biking and buses are more environmentally friendly transportation options, and theoretically, people using public transport could reduce the number of single-occupant cars, and therefore, traffic. In the most congested cities, commuting by bike can actually be faster than using a car or even train, especially w hen you factor in the time it takes to look for a parking spot.But you don’t have to be a big-city New Yorker to financially benefit from bicycle commutes. Biking can be a way to save on gas if you own a car, or a way to supplement your transportation options if you don’t.Yearly cost of bicycle vs. car commuting    Without considering the cost of the actual vehicle, the potential cost of any personal loans you took out to pay for it, and the depreciation of the car’s value as you drive it, the average annual cost of owning a car is around $5,000. This includes insurance premiums, gas, maintenance, and registration and taxes. This cost can vary quite a bit depending on your local insurance premiums, your daily mileage, and seasonal considerations that burn gas like heat and air conditioning.For those trying to just save money on gas, know that more than one-fifth of that cost is fuel at an average of $1,681 per year.To compare, the basic setup for a bike commute can cost:Around $200 for a used and tuned bicycle from your local used bike shop$100 for a bike rack and pannier to hold your belongings as you ride$25 for a helmet$15 for a tire pump$15 for a secure u-lock$15 for bike lightsAll together: $370 for a basic setup that will get you to and from your destination with no additional costs. To be fair â€" your bike will require some maintenance, and accessories will sometimes need replacement over time, but many types of maintenance skills can be easily learned and accessories don’t have to be pricey (no matter what hard-core bicycle hobbyists tell you).If you assume that you will spend around $400 on the first year of owning a bike and maybe $100 a year after that, and you use the bike to replace a five-days-a-week work commute and some trips to the grocery store, you could be saving a pretty penny in gas money.If you manage to replace your car entirely, you can end up saving thousands. This is true even if you decide to upgrade to some more high-tech accessories and bicycle choices to make up for not having another form of transportation. As you get experience riding, you will figure out the best areas to invest.Not sure you want to commit?If you simply want to dip your toes into the possibility of biking and test it out, you can rent or borrow a bike. Many cities have bike share programs that will let you see what riding around your area is like.You can also combine biking with other forms of transport. This may be a good option for those with a particularly long commute. For example, most city buses have a bike rack on the front that enable you to bring your bike on the bus with you. This is a great solution to take the best advantage of both biking and bus transportation.For example, instead of walking to a stop, taking two buses, then walking again (taking at least an hour in the process), imagine biking 15 minutes to a stop, taking the most efficient bus across town, then biking the last half mile to work. This is most like ly still cheaper than owning a car.What if I sweat? And other practical concernsA lot of people resist the idea of biking because they feel that it’ll be difficult to do without showing up to work sweaty. They also worry about the different kinds of weather challenges. As a bicycle commuter myself, I have to admit that is part of it. My best advice is this:Get a waterproof backpack or pannier to protect your belongings on rainy days (not necessarily expensive).Bring a change of clothes and freshen up in the bathroom before work starts.If you’re especially lucky, your office or place of work may have a gym available to employees or nearby. Many workplaces offer discount programs on nearby gyms. You can use the gym for a quick shower in the morning when you arrive. A lot of bicycle commuters use biking to replace their regular aerobic exercise.Some beginner commuters also worry about safety. They may hear about cyclists getting hit by cars. In my experience, cycling can be a safe activity if you wear a helmet, follow road safety tips, and utilize back roads and cycling lanes as much as possible while avoiding the busy, bike lane-free streets. Your local biking association or club likely has advice for beginner cyclists and even some guided rides to introduce you to bike routes in your city and get a chance to practice bike safety with others. There is always a risk, but driving can be a risky activity, too.Have fun biking (while saving)This may seem like a lot to think about, but most bike commuters quickly adjust to the downsides of bicycling, just as those who drive cars get used to the traffic and the irritation of finding parking spots.Bike commuters who stick with it love being able to exercise instead of sitting in traffic. They often enjoy positive benefits to their health. They also like being in touch with nature and skipping the traffic and crowds. They like being part of a community of cyclists that care about issues affecting transportation, city development, and other common everyday concerns. They also love the money they save and the environmental benefits. Hopefully you enjoy these things about bicycle commutes, too.

-ci - French Suffix Information and Examples

Suffix: Type of suffix: -ci Nouns demonstrative adjective noun -ci Ce livre-ci est trà ¨s intà ©ressant. Je prà ©fà ¨re ces rideaux-ci. Je dois travailler ce samedi-ci. Qui à ©coute de la musique à   cette heure-ci  ? Pronouns -ci demonstrative pronoun 1) Celui-ci est trà ¨s intà ©ressant. Je prà ©fà ¨re ceux-ci. 2) Jai lu et puis jai vu le film. Celui-ci est plus intà ©ressant. Germinal Jaime et les chats et les chiens, mais je prà ©fà ¨re ceux-ci. Related lesson: Antonym: -ci -là   .

The Death Penalty Of The United States - 1520 Words

The use of the death penalty in the United States has always been a controversial topic. The death penalty, also known as Capital Punishment, is a legal process where a person is put to death by the state as a punishment for a heinous crime. The judicial decree that someone be punished in this manner is a death sentence, while the actual enforcement is an execution (Bishop 1). Over the years, most of the world has abolished the death penalty. But the United States government, and a majority of its citizens, defend and support its continued use. There is evidence, however, that some attitudes about the death penalty are changing. The first known execution was in the colony of Virginia in 1622, by the 1800s the law in the United States not only accepted capital punishment but also required it (â€Å"Facts about the Death Penalty† 3). Execution was the automatic penalty for anyone convicted of murder or several other serious crimes. The debate has shifted from whether capital punishment is appropriate in a modern civilized society to questions about the fairness of the trials and the reliability of the results. These questions have contributed to the rise of citizens who oppose the death penalty (â€Å"Facts about the Death Penalty† 3). A divided United States Supreme Court also appears to be struggling with several important aspects of the death penalty. Especially vulnerable members of society like children, the mentally ill, and the mentally retarded who are viewed as undeservingShow MoreRelatedThe United States Of The Death Penalty894 Words   |  4 PagesThe United States of America has b een influenced by the Britain’s use of death penalty when Europeans first settled into the new world. Majority of the states still carry out executions, and there are hundreds of people that are on a death row sentence. The National Coalition to Abolish the Death Penalty, and Criminal Justice Legal Foundation are two opposing organizations. The NCADP is against the death penalty while the CJLF is for the death penalty. The National Coalition to Abolish the Death PenaltyRead MoreThe Death Penalty Of The United States1733 Words   |  7 Pagesanswer? Then why is there such thing as a death penalty? Excessive bail shall not be required, nor excessive fines imposed, nor cruel and unusual punishment inflicted. This is what is stated in the 14th amendment of the Bill of Rights. So why is there still a death penalty in the United States? The first laws created towards the death penalty go as far back as the Eighteenth Century B.C. in the Code of King Hammaurabi of Babylon, which allowed the death penalty to be carried out for 25 different crimesRead MoreThe Death Penalty Of The United States948 Words   |  4 Pages The death penalty is a huge controversy in the United States. There are many different feelings regarding the death penalty. Some feel like it is the easy way out for people who have committed heinous acts, and others feel like it is the perfect justice for those individuals. An argument mad e by the website ListVerse explained, that people teach their children not to steal, or commit crimes because they will be sent to prison and punished (ListVerse). Completing their argument, the same websiteRead MoreThe Death Penalty Of The United States1746 Words   |  7 Pagesanswer? Then why is there such thing as a death penalty? Excessive bail shall not be required, nor excessive fines imposed, nor cruel and unusual punishment inflicted. This is what is stated in the 14th amendment of the Bill of Rights. So why is there still a death penalty in the United States? The first laws created towards the death penalty dates back as far as the Eighteenth Century B.C. in the Code of King Hammaurabi of Babylon, which allowed the death penalty to be carried out for 25 different crimesRead MoreThe Death Penalty And The United States3694 Words   |  15 PagesThe death penalty, as we know it today, didn’t exist in the United States until 1976. However, the American penal system ha s incorporated capital punishment since the earliest settlements were founded in the early 1600’s. The first recorded execution in the United States occurred in 1608 in Jamestown, Virginia when Captain George Kendall was executed just one year after the Jamestown settlement had been established after he had been convicted of being a spy for Spain (Part I: History of the DeathRead MoreThe Death Penalty Of The United States Essay1631 Words   |  7 PagesUpon completing a forum post in a Sociology class this semester I was given the task to watch a documentary discussion the death penalty in the United States. After watching several short films that include testimonies of the death row exonerate s, I learned of just how easily these innocent people were almost murdered by a system that you and I are funding. The victims go on not only to tell of their own suffering but also the horror that their families endured. Many of them had several executionRead MoreThe Death Penalty O f The United States2912 Words   |  12 Pages The death penalty was introduced to The United States by Britain. There have been over 14,000 executions in The United States since 1608. In 2011, 36 states held 3,158 inmates under the death sentence. Hanging, firing squad, the gas chamber, the electric chair, and lethal injections are all methods that are and were used in the history of The United States. Many individuals do not realize what the prisoners go through before getting executed. They also do not know whatRead MoreThe Death Penalty And The Safety Of The United States1180 Words   |  5 Pagessystem was made to protect the rights and the safety of the citizens of the United States, It was created to have justice in the United States, But even then it has some flaws. Three of the faults I decided to discuss about are the death penalty, Issues within prison for example; weapons and riots, and high incarceration rates. The death penalty is just one of many faults in the justice system. It is legal in 31 states such as Alabama, Arizona, Arkansas, California, Colorado, Delaware, FloridaRead MoreThe Death Penalty During The United States Essay2246 Words   |  9 PagesThe death penalty in the United States can be traced all the way to early American history when it was under the colonial rule of Britain. Though in early history the death penalty was used for even menial crimes such as burglary, capital punishment in the United States is currently used for only the most heinous crimes, such as first degree murder, rape, treason, or espionage. Because the nation was unified under similar Christian beliefs, there was no question of how death could be the worst punishmentRead MoreShould The United States Allowed The Death Penalty?962 Words   |  4 PagesWith all the jails in the United States being overcrowded with convicts with serious crimes, and doing life without parole. I start to wonder what the impact would be if the United States allowed the death penalty to be used in all fifty states? First, I needed to view into other countries and examine why they still allow to have capital punishment in their country. Out of 196 countries in the world only 58 of those countries still embrace capital punishment. China is at the top of the list that

Level 3 Health and Social Care Unit 4 M1 Free Essays

The nature vs nurture debate has been around for many centuries which argues about the role for heredity and environment in human development. Theorists in the past have argued that all humans are born with instincts which we have in life although other theorists have argued that the way we have been brought up, environment, culture around us are influential in what defines our personality traits and characteristics an example of nature vs nurture debate is the gay gene. The nature side of the debate is that gay is heritable a theorist named George Howt had claimed in 1998 that â€Å"being. We will write a custom essay sample on Level 3 Health and Social Care Unit 4 M1 or any similar topic only for you Order Now Gay is in are genes† even though this has not been proven it could be possible that being gay is normal difference which can occur in human nature. The nurture side of the debate is that are sexual orientation is impacted by our environment the theorist who support the nurture side of this debate claim the environment factors involved with our up bringing decide out sexual preference these factors could be friends, culture and friends. Another example of nature vs nurture debate is the twins studies which argues about how much of a twin personality is controlled by are genes and how much by are environment. The nature side to thE debate is that either that twins are grown up far away from each other or together have the same personality, behavior and preferences. If grown apart from each other nurture will not have much of a big impact on the twins to have them change their characterize this would prove that nature when it comes to twins is more dominant. How to cite Level 3 Health and Social Care Unit 4 M1, Essay examples

Voice of Democracy free essay sample

This being said, they built this nation on a foundation of freedom and equality intending to secure liberty for themselves and their descendents, who are the people of today. From the first Ten Amendments written, the most fundamental one was and still is the First Amendment. It guarantees the citizens of America the freedom of speech. For a good government, it is the people that need to voice an opinion to help with decisions and laws for the country. Without our freedom of speech we cannot express our thoughts and ideas freely and openly. Once our freedom to speak our mind is gone, we begin to lose everything that makes us who we are. Freedom of speech has always been a very important right to all Americans, but we must realize that by losing that right we open ourselves up to losing all the other rights and freedom most of us take for granted every day. We will write a custom essay sample on Voice of Democracy or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page If we cannot speak freely then the government can stop us from speaking out on our own behalf allowing them to take away other rights. If we cannot speak freely, who is to say in the future we can vote freely. All the things we have grown accustomed to, as Americans, will be lost. Without this right in the Constitution, the people could be easily subjected to tyranny. The second most important Amendment to the Constitution gives the right to every citizen to bear arms. It was written so that a person could defend themselves from the government. There had been tragedies in the past that could have been avoided if the people had the ability to control their own security. It is a common human desire to provide safety for ones family and oneself, and when a government denies this right to the people, the tragedies of history tend to reoccur. America has a tradition of rights, freedoms, and other basic human dignities, and the second amendment is responsible for supporting the majority of these. The security of a nation lies in its people, and when people are unable to defend themselves, those ten basic human rights of the Constitution no longer count as anything. Last but not least, the most important constituent of democracy is the existence of free and fearless press. This sovereignty grants the press to enjoy complete freedom and revokes the press to be subjected to any restrictions. The voice of the press is the voice of the people, therefore censoring the press means the suppression of peoples voices. The press plays a very positive and constructive role in a democracy. It keeps the people informed of the national and international news and happenings. Also, it brings to the notice of people the programs, policies and activities of the government. Similarly, it keeps the government in the know of the people’s problems, difficulties, hopes and aspirations. Consequently, the press serves as a bridge between the government on the one hand and the people on the other. Briefly, the Constitution is the bulwark against tyranny. It gives us liberty and makes America the great country that it is. It is a shield of freedom in the hands of the people. We had attained through the free will to speak, the right to bear arms, and the free will of the press. As long as the Constitution endures, the freedom of America will endure. And as long as the Constitution secures the blessings of liberty, the citizens of America will be secure.

Free Essays on Probable Cause, Search And Seizure

â€Å"The right of the people to be secure in their persons, houses, papers, and effects, against unreasonable searches and seizures, shall not be violated, and no Warrants shall issue, but upon probable cause, supported by Oath or affirmation, and particularly describing the place to be searched, and the persons or things to be seized† (Fourth Amendment, http://findlaw.com, 2003). The fourth amendment to the United States Constitution is an important addition that guarantees’ our right to be free from unreasonable search and seizure. It also states that no searches and seizures can be conducted without probable cause nor can any warrants be issued. This is very vague, and the term â€Å"probable cause† has been left widely un-interpreted after the ratifying of the constitution. This amendment continues to produce controversy and remains debated in our society today. What is â€Å"probable cause†? How is it determined? When did it become a factor in our early American society? What specifically is it used for? The topic of probable cause stretches back to England in the 1600’s. The Semayne’s case in 1604 established the right of a homeowner to defend his home against unlawful entry from the king’s agents. A general warrant was required which needed probable cause to obtain or, if the situation did not require a warrant, then proper reason was needed. Also illustrated in the Entick vs. Carrington case, the Supreme Court of England defined the scope of a search within listed items on the search warrant connected to criminal activity, requiring probable cause (Fourth Amendment, http://findlaw.com, 2003). Colonial America played a significant role in the reasoning and shaping for the fourth amendment. When the British ruled, before the uprisings of colonists, they were allowed to search and enter any property they wished. â€Å"Writs of assistance† were supposed to be official documents allowing the British authorities to enter a hom... Free Essays on Probable Cause, Search And Seizure Free Essays on Probable Cause, Search And Seizure â€Å"The right of the people to be secure in their persons, houses, papers, and effects, against unreasonable searches and seizures, shall not be violated, and no Warrants shall issue, but upon probable cause, supported by Oath or affirmation, and particularly describing the place to be searched, and the persons or things to be seized† (Fourth Amendment, http://findlaw.com, 2003). The fourth amendment to the United States Constitution is an important addition that guarantees’ our right to be free from unreasonable search and seizure. It also states that no searches and seizures can be conducted without probable cause nor can any warrants be issued. This is very vague, and the term â€Å"probable cause† has been left widely un-interpreted after the ratifying of the constitution. This amendment continues to produce controversy and remains debated in our society today. What is â€Å"probable cause†? How is it determined? When did it become a factor in our early American society? What specifically is it used for? The topic of probable cause stretches back to England in the 1600’s. The Semayne’s case in 1604 established the right of a homeowner to defend his home against unlawful entry from the king’s agents. A general warrant was required which needed probable cause to obtain or, if the situation did not require a warrant, then proper reason was needed. Also illustrated in the Entick vs. Carrington case, the Supreme Court of England defined the scope of a search within listed items on the search warrant connected to criminal activity, requiring probable cause (Fourth Amendment, http://findlaw.com, 2003). Colonial America played a significant role in the reasoning and shaping for the fourth amendment. When the British ruled, before the uprisings of colonists, they were allowed to search and enter any property they wished. â€Å"Writs of assistance† were supposed to be official documents allowing the British authorities to enter a hom...

10 Fascinating Facts About Dragonflies

10 Fascinating Facts About Dragonflies Prehistoric-looking dragonflies can be a little intimidating as they swoop about the summer skies. In fact, according to one dragonfly myth, the uncanny creatures would sew up the lips of unsuspecting humans. Of course, thats not even remotely true. Dragonflies are essentially harmless. Even better, these large-eyed aeronauts love to feed on pests like mosquitoes and midges for which we can be truly grateful- but those arent the only interesting qualities that make them so fascinating. 1. Dragonflies Are Ancient Insects Long before the dinosaurs roamed the Earth, dragonflies took to the air. Griffenflies (Meganisoptera), the gigantic precursors to modern dragonflies could reach lengths of nearly 30 inches and dotted the skies during the Carboniferous period over 300 million years ago. If you could transport yourself back a mere 250 million years, youd likely recognize the familiar sight of dragonflies similar to those of the present day. 2. Dragonfly Nymphs Live In the Water Theres a good reason why you see dragonflies and damselflies around ponds and lakes: theyre aquatic! Female dragonflies deposit their eggs on the waters surface, or in some cases, insert them into aquatic plants or moss. Once hatched, the nymph dragonfly spends its time hunting other aquatic invertebrates. Larger species even dine on the occasional small fish or tadpole. After molting somewhere between nine and 17 times, a dragonfly nymph is finally ready for adulthood and crawls out of the water to shed its final immature skin. 3. Nymphs Breath Through Their Anus The damselfly nymph actually breathes through gills  inside its rectum. Likewise, the dragonfly nymph pulls water into its anus to facilitate gas exchange. When the nymph expels water, it propels itself forward, providing the added benefit of locomotion to its breathing. 4. Most New Dragonfly Adults Are Eaten When a nymph is finally ready for adulthood, it crawls out of the water onto a rock or plant stem and molts one final time. This process takes up to an hour as the dragonfly expands to its full body capacity. These newly emerged dragonflies, known at this stage as teneral adults, are soft-bodied, pale, and highly vulnerable to predators. Until their bodies fully harden they are weak flyers, making them ripe for the picking. Birds and other predators consume a significant number of young dragonflies in the first few days after their emergence. 5. Dragonflies Have Excellent Vision Relative to other insects, dragonflies have extraordinarily keen vision that helps them detect the movement of other flying critters and avoid in-flight collisions. Thanks to two huge compound eyes, the dragonfly has nearly 360 ° vision and can see a wider spectrum of colors than humans. Each compound eye contains as many as 30,000 lenses or ommatidia and a dragonfly uses about 80 percent of its brain to process all of the visual information it receives. 6. Dragonflies Are Masters of Flight Dragonflies are able to move each of their four wings independently. They can flap each wing up and down, and rotate their wings forward and back on an axis. Dragonflies can move straight up or down, fly backward, stop and hover, and make hairpin turns- at full speed or in slow motion. A dragonfly can fly forward at a speed of 100 body lengths per second (up to 30 miles per hour). Using high-speed cameras, Scientists at Harvard University photographed dragonflies taking flight, catching prey, and returning to a perch, all within the time span of between 1 to 1.5 seconds. 7. Male Dragonflies Fight for Territory Competition for females is fierce, leading male dragonflies to aggressively fend off other suitors. In some species, males claim and defend a territory against intrusion from other males. Skimmers, clubtails, and petaltails scout out prime egg-laying locations around ponds. Should a challenger fly into his chosen habitat, the defending male will do all he can to chase away the competition. Other kinds of dragonflies dont defend specific territories but still behave aggressively to other males that cross their flight paths or dare to approach their perches. 8. Male Dragonflies Have Multiple Sex Organs In nearly all insects, the male sex organs are located at the tip of the abdomen. Not so in male dragonflies. Their copulatory organs are on the underside of the abdomen, up around the second and third segments. Dragonfly sperm, however, is stored in an opening of the ninth abdominal segment. Before mating, the dragonfly has to fold his abdomen in order to transfer his sperm to his penis. 9. Some Dragonflies Migrate A number of dragonfly species are known to migrate, either singly or en masse. As with other migratory species, dragonflies relocate to follow or find needed resources or in response to environmental changes such as impending cold weather. Green darners, for example, fly south each fall in sizeable swarms and then migrate north again in the spring. Forced to follow the rains that replenish their breeding sites, the globe skimmer- one of several species thats known to spawn in temporary freshwater pools- set a new insect world record when a biologist documented its 11,000 mile trip between India and Africa. 10. Dragonflies Thermoregulate Their Bodies Like all insects, dragonflies are technically ectotherms (cold-blooded) but that doesnt mean theyre at the mercy of Mother Nature to keep them warm or cool. Dragonflies that patrol (those that habitually fly back and forth) employ a rapid whirring movement of their wings to raise their body temperatures. Perching dragonflies, on the other hand, who rely on solar energy for warmth, skillfully position their bodies to maximize the surface area exposed to sunlight. Some species even use their wings as reflectors, tilting them to direct the solar radiation toward their bodies. Conversely, during hot spells, some dragonflies strategically position themselves to minimize sun exposure, using their wings to deflect sunlight.